Material Account Strategy

By paying the supply house directly with your credit card, you can earn up to 3% back in rewards on a $15,000 project—that’s $450 back in your pocket just for using your own card!

Exclusive: In-House Deductible Financing

We know that insurance deductibles can be a sudden and difficult expense. While Texas law (HB 2102) requires deductibles to be paid by the homeowner, we offer flexible in-house payment plans to help you spread this cost over time.

• 0% Interest Options: We can often work out monthly installments for your deductible.
• Budget-Friendly: We focus on making the project feasible for your monthly budget.
• Neighborly Approach: We work with you directly—no third-party banks or complex credit checks for this portion.

Retail & Cash Payments

For projects paid directly, we accept cash and personal checks. By avoiding high merchant fees, we keep our costs lower and pass those savings directly to you.

Material Account Payments (Use Your Credit Card)

While we don’t take credit cards directly, you can pay our local supply houses for your materials using your own card. This allows you to earn your card’s rewards and points while maintaining full transparency on material costs.

Third-Party Project Financing

For larger replacements where full financing is needed, we can point you toward several third-party lenders. We always recommend reviewing these options carefully to find the best rate for your specific credit profile.

Operational Note: To ensure we can provide the highest quality materials and labor, we require a down payment that covers the hard costs and initial operational funds of the project. We are happy to discuss deferring a portion of the profit into monthly installments to help fit your budget.